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A lot more Americans tapping buy now, pay later solutions for groceries 'reveals the height of personal despair,' Harvard researcher states 

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As prices climb, buy now, pay later solutions for groceries via firms such as Klarna, Zip, Zilch, Affirm and also Afterpay-- look progressively attractive for Americans. 

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With food costs at historical highs, even more customers are looking to buy now, pay later on services for their regular essentials. 

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" For someone who has the ability to pay, this is an interest-free loan," stated Marshall Lux, Harvard Kennedy School. 

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" In the best-case scenario, this will certainly allow people to hold on or, in the most awful instance, overextend themselves," he stated.

Photo Credit:  americanbanker.com

"Once individuals start stretching out grocery payments it reveals the height of individual desperation," claims Marshall Lux, a fellow at the Harvard Kennedy College. 

Photo Credit:  americanbanker.com

Additionally, the a lot more BNPL accounts open at the same time, the much more vulnerable customers become to overspending... 

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missed or late settlements and also inadequate credit history-- various other research study programs. 

Photo Credit:  americanbanker.com

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